Commonwealth life insurance company best Indonesia

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Commonwealth life insurance company best Indonesia

Author. Pakar Bisnis    On. Senin, November 26, 2012   

Commonwealth Life was founded in 1992 under the name Astra Jardine which later changed its name to Astra CMG Life to 2007. Name PT Commonwealth Life was introduced for the first time in July 2007, by the Decree of the Minister of Justice and Human Rights HT.01.04 number W7-07 188-TH 2007 on Approval of Amendment of Articles of Association of the Company Limited.
Commonwealth Life Perusahaan Asuransi Jiwa Terbaik Indonesia
Currently, the largest Commonwealth Life shares owned by Commonwealth Bank of Australia (CBA) of 80% and 20% by PT Gala Arta Jaya. CBA is one of the leading financial services companies, which dominate the banking and insurance industry in Australia. Two life insurance companies CBA earlier stand was ‘CommInsure’ diAustralia and ‘Sovereign’ in New Zealand which are both the best life insurance companies in each country.
Along with the vision and mission of the company to always be the best, Commonwealth Life continues to develop product and services spread across 19 major cities and is supported by over 5,000 Sales Force across Indonesia that serve individual customers and collection.
Commonwealth Life Perusahaan Asuransi Jiwa Terbaik Indonesia

VISION

Going Best Life Insurance Service Providers in Indonesia, the Best in Customer Service.

ABOUT US

Commonwealth Life began serving customers since 1992 with the name Astra Jardine which later changed its name to Astra CMG Life to 2007. Name PT Commonwealth Life was introduced for the first time in July 2007, by the Decree of the Minister of Justice and Human Rights HT.01.04 number W7-07 188-TH 2007 on Approval of Amendment of Articles of Association of the Company Limited.
Currently, the largest share of Commonwealth Life is owned by the Commonwealth Bank of Australia (CBA) Group by 80% (CMG Asia Life Holdings Limited 50% stake and Commwealth Life International Holdings PTY LTD 30% of shares) and 20% by PT Gala Arta Jaya. CBA is one of the leading financial services companies, which dominate the banking and insurance industry in Australia. Two life insurance companies CBA earlier stand is’ CommInsure ‘in Australia’ and ‘Sovereign’ in New Zealand which are both the best life insurance companies in each country.
Along with the vision and mission of the company to always be the best, Commonwealth Life continues to develop products and services which are spread across 19 major cities and is supported by over 7,500 Sales Force across Indonesia that serve individual customers and collection.
Commonwealth Life offers insurance products such as: protection, savings and investment in the program unit link (Investra Link), traditional life insurance (Danatra Scholar, Danatra Welfare), protection of the savings and loan (COMM Protection), as well as supplemental insurance program (accident insurance, hospitalization insurance, critical illness).

Investra Link

Life Insurance for ChildrenCommonwealth Financial Performance Life has managed to have improved much in the Financial Statements 2011. Post earnings increase with the amount of Rp 181 billion higher than last year, amounting to Rp 148 billion. This increase took effect on other reports such as the postal hike hike capital adequacy ratio (Risk Based Capital – RBC) that is 676% about five times higher than the provision by the government. Total assets in 2010 amounted to Rp 4 trillion and increased to Rp 3.9 trillion in 2011. This achievement will provide motivation to Commonwealth Life to be at a higher level in life insurance companies in Indonesia.For group insurance program (group) and credit protection (credit life), Commonwealth Life partnered with:

PermataBank Commonwealth Bank Bank BTPN BCA Finance BII Maybank Bank BNP

Bank OCBC NISP Bank Index Bank Mayora Adira Insurance Olympindo Multifinance

Commonwealth Life also distributes its products to the Partner Bank and Non-Bank through Bancassurance. Our business partners include:

Citibank BCA Card AstraWorld Telkomsel

PermataBank Commonwealth Bank Astra Credit Companies

REINSURANCE

To ensure the safety and comfort of customers insured, Commonwealth Life reinsurance companies choose partners who have an international reputation. Credibility is indicated by ratings issued by reputable rating agencies namely:

• Cologne Re (rating AA+ oleh Standard Credit Rating)
• Gen Re (rating AA+ oleh Standard & Poor’s)
• Marein (rating A oleh Pefindo)
• MetLife (rating A+ oleh Standard & Poor’s)
• Munich (rating AA- oleh Standard & Poor’s)
• ReIndo – Reasuransi Indonesia (rating A+ oleh Pefindo)

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  commonwealth life perusahaan asuransi jiwa terbaik indonesia
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  commonwealth life perusahaan asuransi jiwa terbaik indonesia

best Commonwealth Life Perusahaan Asuransi Jiwa Terbaik Indonesia company indonesia insurance

Efficient injection Motorcycles Honda Only the Best Price

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Efficient injection Motorcycles Honda Only the Best Price

Author. Pakar Bisnis    On. Jumat, Mei 25, 2012   

Is it true that in theory, and the fact that efficient injection Motorcycles Honda's just the best price? To be able to convince the reader of course, authors need to dissect the information. Sepeda Motor Injeksi Irit Harga Terbaik Cuma Honda In the surgery information, we need to know what it is fuel injected, why could make the motor more efficient than a motor with a carburetor fuel system. Why then is there the best prices on Honda motorcycle? The questions is exactly what is able to convince readers about whether efficient injection motorcycle Honda was just the best price.Previously, in order to facilitate the reader in understanding why the efficient injection motorcycle Honda was just the best price, insert the following example of an image Author injection engine and carburetor.
Carburetor Engine picture is as follows:
supra 125 carburetor injection Efficient Motorcycles Honda Only the Best Price
Supra 125 carburetor engine
Motorcycle carburetor engine 300x225 Efficient Injection Honda Only the Best Price
Astrea Grand carburetor engine
Injection machine images are as follows:injection machine Injection Efficient Motorcycles Honda Only the Best Price
Injection Machine System Supra 125 PGM-FI

 Efficient injection Injection Motorcycles Honda Only the Best Price
Injection machine
The following site plan drawing tools injection system are:Honda Motorcycles injection effi Efficient Honda Only the Best Price
Sitemap Injection Machine Tool Systems
In theory the burning of the motor system there are a few steps. Motorcycles with engine carburetor or injection is the same, but why would using injection engine systems become more economical Honda motorcycles? Here the author will try to give a simple description of the injection system and hopefully this is easily understood by the reader.
Fuel injection system is a new breakthrough in the automotive world, especially for motorcycle. Honda Supra X 125 PGM product-FI is a pioneer in the motor injection technology in Indonesia. The explanation will focus on the author of "economical". Here are some descriptions Writer Why injection motors more efficient than the conventional carburetor system that is still. And uraianya are as follows:

    ECU (Electronic Control Unit) or electronic control, this device can can be compared to a "brain" for the injection system in which all information and orders will be processed in the ECU, in contrast to a carburetor system that would not use the ECU so that there is an intelligent system that will controlling the combustion process. ECU will process to process information from various sensors in the motor and make it a material consideration in the supply of fuel by the injector.
    Fuel Injector (Fuel injector) is spearheading the process of supply of fuel into the engine combustion chamber, without the tool is of course there will be no-frills injection that will be pinned on a vehicle. Fuel Injector for ECU as executor, he will do the spraying of fuel in accordance with commands from the ECU. Because the fuel is sprayed through the injector so that no influence of temperature, even at low temperatures, the fuel can certainly be mengabut perfect and at a high temperature fuel will not teruapkan, of course, the advantages of this kind will never be obtained on the carburetor system.
    Oxygen sensor, an integral part in the role of giving consideration to the ECU to make decisions, so the supply of fuel will be adjusted to the levels of oxygen in the air, so that complete combustion, the engine remains durable and powerful.
    Exhaust sensor (exhaust gas sensor) detects the level of emissions produced by the engine, if the detected presence of excess emissions or content that go wasted fuel means burning less than perfect so that it will provide information to the ECU to re-regulate the fuel supply. So in addition to economical course also environmentally friendly.
    The engine temperature sensor. Before, have we ever heard "-klitik klitik" on the motor that uses a carburetor? One reason for the existence of such a voice as the temperature is too high in the combustion chamber and cause the fuel mixture explodes prematurely. With the temperature sensor, the ECU will know how much the supply of fuel to be sprayed by the injector, the high temperature ideal fuel mixture will be easier though exploded prematurely, let alone too much fuel and the resulting sound "klitik-klitik" or called knocking. Effect of very bad for the engine knocking. With the injection system combined with the intelligence of the ECU, then we can conclude, the result is more fuel efficient, so the machine durable, strong, and remain vigorous.
    In addition to economical and environmentally friendly, because there are other advantages which are supposed to convey the author of this paper. By using our injection system will not be confused as such care in the carburetor system. Let's take a moment to see the motor that uses a carburetor, to be sure if the carburetor looks dusty, had not been cleaned, it stands to reason that the dust that is around the inside of the carburetor will disrupt fuel supplies. When the fuel supply is interrupted, the combustion will not be maximized. Unlike the injection of dust and dirt will not mean so much care on the injection machine is not too heavy and as often as the motor that uses a carburetor. The authors estimate the treatment on the injection machine of at least about 3-4 months. While the engine carburetor is about 1-2 months.
Actually there are a lot of the technical side that play a role in Sitem injection, but little blurb on the author thought was sufficient to be the reason why the injection of more efficient motors. Simple philosophy of an injection motor system is "to suit the needs of not just a desire to meet" so why diboros-boroskan that do not produce? Honda as a motorcycle pioneer injection must have been very experienced in technical matters. So, in terms of friendliness lingkunngan keiritan and Honda is certainly no doubt about it. If there is a saying like-this "Efficient Injection Motorcycles Honda Only the Best Price". The author thinks it is not too excessive. Because in theory the authors as described above.It is clear, as the above explanation, that the right choice if you buy a motorcycle is a fuel system berinjeksi. of exposure to the above, it also reassures the reader that efficient injection motorcycle Honda was just the best price. Then if the next question is why only the best prices on Honda motorcycle?
We need to know, Honda is very competitive in price, especially when the sales price (the price of the former). Superior Honda over the sales price. If we look at the facts and opinions in the community that the price of Honda motorcycles are the best. If we browse the internet looking for a price comparison after use and then sold in one year difference in the average Honda motorcycles have a small difference compared to the other bike (the price of news sources on the www dot com dot price-motor). The main reason why the price of Honda's motorcycle sales are better than other motorcycle price is the price of spare parts or motorcycle parts Honda is more expensive than the others, in other words to reach the general public is very high price of spare parts Honda motorcycle.View of Brands we can conclude that in terms of sales price of Honda motorcycles are the best among the others. From both the above conclusion, the author nor reader can conclude that efficient injection motorcycle Honda was just the best price. The authors thus share knowledge about efficient injection motorcycle Honda was just the best price. Sepeda Motor Injeksi Irit Harga Terbaik Cuma Honda

best harga honda injeksi motor murah sepeda Sepeda Motor Injeksi Irit Harga Terbaik Cuma Honda

Best of SEO Tools

10

Best of SEO Tools

Author. Pakar Bisnis    On. Minggu, Mei 22, 2011   

Best of SEO Tools

 Best of SEO Tools

Search engine optimization (seo) is the art and science of making web pages attractive to the search engines. The goal of search engine optimization is to have your website ranked in the top ten internet search hits that appear on the first page. Why is it important to be on the first page? It's important because the average internet user doesn't click on any of the sites listed on the second or third page. Out of sight, out of mind. One website owner reported a two hundred and ten percent increase on her e-commerce sight when she had her webpage redesigned for optimal search engine optimization.

Below you will find a selection of Search Engine Optimization articles and tutorials that you can use to plan your own SEO campaigns. We will constantly be adding new articles and tutorials to this section of our website, so please check back soon for our newest SEO articles. List of SEO Tools

• Keyword Research and Discovery Tools
• Search Engine Rankings Tools
• Back Link Analysis Tools
• SEO Toolkits or All-in-one Bundles

Update: Check out Search Tools Review (Beta) for SEO, PPC and Social Media tool reviews

 

Backlink Analysis Tools:

Logos and Links	Keyword Tools	Comments	Free or Paid?
	Link Diagnosis	Great, free tool that does thorough reports including type of link (e.g. no follow), PageRank of page, how many links on the page and anchor text	Free
	Yahoo Site Explorer	Still a very good, free tool. Make sure you select "Inlinks" and "Except from this Domain" to eliminate links coming from your own site	Free
	Open Site Explorer	SEOMoz's Open Site Explorer is a great tool with using some of SEOMoz's custom metrics to help rank links, your page's value and more. The tool also allows for comparison of two sites.	Some content is available for free; see all of the content with an upgrade to SEOMoz Pro Membership
	Majestic SEO	Good backlink checker, including history of backlinks; requires free registration to get all of the information; not clear if you can elminate links from your own domain	Free; requires free registration to see all data (such as nofollow or not)
	SEO Spyglass	Software download	Free and paid editions
	SEO Profiler	Backlink analysis tool; also have some other interesting tools and resources such as a list of submission databases	Free and paid tools
	Alexa.com	Free tools to give a variety of information about websites in it's database	Free
	Google Webmaster Central	Get information on backlinks to your site according to Google. Includes anchor text	Free. Requires you to register and confirm ownership of your sites (but provides valuable information if you do that)
See our SEO Toolkits below which can also include link tracking tools In addition, Enterprise SEO Platforms (below) also can include link analysis tools
Bonus Tools:
	Buzzstream for Link Management	Automated link management tools	Paid with free trial available
	Touchgraph Google Browser	A very cool tool to help you find sites related to certain keywords with a visual chart showing their interlinking relationships	Free

Keyword Discovery and Research Tools:

Logos and links	Keyword tools	Comments	Free or Paid?
	Google External Keyword Tool	Free and easy to use; a great starting point for anyone. Includes search volume and competitive estimates and trends over time; includes local search estimates. Easily export your keyword lists to a spreadsheet or word-processing software.	Free
	Google Adwords Keyword Tool	The same as the Google External Keyword Tool above except this requires an Adwords account and allows you to automatically move keywords into your Adwords campaigns.	Almost free; $5 to start an Adwords account
	Word Tracker	Generate keywords for organic and PPC campaigns, research online markets, find niche opportunities.	Subscription; free trial available
	Keyword Discovery	Keyword database from over 200 search engines, keyword research tools (trends, competitors, keyword effectiveness, PPC bids), competitive analysis, options to access their API and save your data into projects.	Subscription; free trial available
	Word Stream	Range from keyword discovery, research and analysis to keyword organization and actual paid and natural search marketing activity.	Paid with free trial version
	Key Compete	Online keyword research tool. Identifies keywords your competitors are using in their PPC campaigns and who's bidding on your keywords. Also include keyword search estimates, Web site and keyword ratings, Web site and keyword "Watch Reports", Competition Reports and Long Tail Reports.	Subscription; One-day paid trial available
	Google Search-based Keyword Tool	Generates keyword and landing page ideas relevant and specific to your website. Helps you identify additional advertising opportunities that aren't currently being used in your AdWords ad campaigns. Includes competition estimates, suggested bids and is based on actual search data for your language and geography.	Free with Adwords account
	SEM Rush	A variety of keyword tools and competitive keyword research	Subscription; Free limited account available
	Google Trends	Current keywords trending in Google's search engine	Free
	Google Insights for Search	Based on your search terms, plot keyword search trends by region, time period and optionally, by category (home & garden, computers & internet, etc.)	Free
	Microsoft Advertising Intelligence Excel Plugin	Build out lists of suggested keywords based on Bing and MSN query data, including: relevance, volume, cost history, demographic and geographic.	Free
	Rapid Keyword Software	A variety of Keyword Finders (Overture Keyword Suggestion too, meta tag parser for web pages, Yahoo related keywords, Google Suggest, typo generator, Metacrawler related keywords), Competition Analyzers, Keyword Management Tools and includes a Scratch Pad functionality.	Paid software for download; free trial available
	Wordze	Meta Search Tool (uses meta search data and Google data to find keywords), Wordrank Tool (uses InLink, InTitle and other metrics to profile competition), Adwords Spy and Search Trends.	Subscription; free trial available
	Market Samurai	Software download	Paid, free trial available
	SearchMetrics Rapid	Online tool, includes PPC info	Paid, free partial version available on the site
	Keyword Spy	Online tool, includes PPC info	Paid with some free info available
	Spy Fu	Online competitive keyword research tool, includes PPC info	Paid but you can run a free report with some limits on the site
See the SEO Toolkits or Enterprise SEO Platforms (below) which can include keyword research tools
Bonus Keyword Tool:
	Keyword Eye	Shows related keywords in a word cloud - give it a try	Free
	YouTube Keyword Tool	See what people are searching for on YouTube	Free

Search Engine Rank Tracking Tools:

Keyword tools/Links	Comments	Free or Paid?
	I loved this tool but ran afoul of Google (and was cut off from the info for a day) when checking too many keywords at the same time	Free
	Seems to be a newer tool. Regularly checks your keyword ranks.	Paid
	They also have a few other tools on this site (keyword density, link popularity, etc.)	Free
	Pay for an overall membership with access to a variety of tools	Paid
	Software download	Free and Paid versions
	Hosted solution, first 30 days free	Paid
	Have a very active forum as well for all topics SEO	Free to check first 20 positions (first 2 search results pages); paid after that
	Software download	Free version available
	One of the older rank-tracking tools	Paid

SEO Toolkits:

Logos and Links	Keyword Tools and Links	Free or Paid?
	SEOMoz Tools	Some free, the bulk are paid
	Raven Tools	Paid with free trials available
	SEOBook Tools	Some free, with the more advanced tools for premium members
	Bruce Clay Toolset	Paid, 30 day money back guarantee
	Ad Gooroo	Paid; mix of SEO and Pay-per-click tools
	IBP - Internet Business Promoter	Software download, Optimize site, promote site on directories, track results (paid)
	SEO Powersuite	Software download, Rank Tracking, SEO Spyglass, Link Tools, Website Auditor, Free and paid versions
	Microsoft Free Toolkit	Includes Site Analysis module, Robots Exclusion module, Sitemaps and Site Indexes modules (perform analysis and offer recommendations and editing tools for managing your Robots and Sitemaps files)
	Search Metrics Rapid Free SEO Tools	Free set of online tools, Social bookmark links, cloaked content checking, spider view and a few more
	Web SEO Analytics	A nice set of free tools with ability to get upgraded info (paid), Free and paid tools
Bonus Tool:
	SEOlytics	Paid tool, in German

SEO Platforms for Enterprise:

Logos/Links	Company	Info:
	Bright Edge	SEO Enterprise platform; customers referenced include: MySpace, vmware, trulia and symantec
	Conductor	SEO Enterprise Platform. Reference customers include: The Ladders, Netflix, New York Life
	Covario	SEM and SEO Platforms; customers referenced include RackSpace, P&G and Intel
Search Metrics	Search Metrics	German Enterprise SEO company launched US business in 2010
	Blueglass	Blueglass -Second Step platform in Beta for Enterprise and Agencies focused on Small Biz. You can request a beta invite.

What’s missing?

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